The Insurance Information Institute (I.I.I.) has six tips for finding a great auto insurance policy. According to the nonprofit organization, auto insurance costs are on the rise. So these tips for shopping for car insurance could save you some money.

I.I.I. data from July shows that auto insurance costs have risen about 10% over the past two years. They cite three reasons why: a better job market has lead to more drivers on the roads, higher speed limits, and more expensive claims and insurance-related costs.

Also of note, your specific insurance premium will vary based on a variety of factors. These range from your driving record to where you live to the type of car you drive. With all of the factors involved, it never hurts to shop for insurance the smart way. The I.I.I. believes their six tips will allow you to do just that.

1. Shop Around

This should go without saying, but different insurance providers offer different prices and coverage levels. Plus, there are a lot of different providers out there. You’ll want to shop around to find the coverage and company that’s right for you.

Most experts recommend that you get quotes from at least three different providers before choosing a company. Also, you may not want to shop on price alone. You should also look into their reputation for customer service and claims handling.

By: David T.

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