What is it?
Public Liability insured you against any third party claims for personal injury or property damages. Imagine if someone slip and fell in front of your shop while you are operating your business, you may be liable for all the medical fees incurred from such injuries. Another example is if your warehouse office unit is on fire and the fire spread to a neighbouring unit damaging the contents therein, your neighbours will seek compensation from you.
- Third party legal claims for property damage
- Third party legal claims for bodily damage
How to calculate Premium?
- Calculated based on annual sales turnover
- Unwitting requirements by insurers
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