Flooding and other damage brought about by winter storms can be devastating for small businesses and the self-employed. Here are our tips to make sure you have the cover you need in place.

• How to make a claim this winter
• What to do when your business premises are flooded
• Government pledges to support flooded businesses with £11million package
• What type of business insurance do I need? 

Do you have the right cover?

Business buildings insurance

First things first, you need to make sure you have the right cover in place. Business buildings insurance is an important consideration if you own your business premises, including if you work from home. Should you suffer property damage due to a storm or flood, business buildings cover can help pay for repairs to get you up on your feet again.

If you rent your business premises then you should check with your landlord what insurance they have – it’s their responsibility to cover the building, but there are still a lot of ways your business could be impacted even if the building is taken care of.

By: Anna Delves

See full story at www.simplybusiness.co.uk