With the growing number of vehicles on the roads, the traffic conditions are deteriorating and accidents are becoming more common. There’s no doubt that these accidents can cause damage to your vehicle and the costs to repair the damage or replace parts can create a big hole in your pocket. This is why it’s important to have an effective form of vehicle insurance that covers both cars and bikes so you can get what is required by law, as stated under the Motor Vehicle Act of 1988. Thankfully, finding great car insurance plans online is easy to do.

How to report an accident

The increase in accidents means the number of claims that are filed is also on the rise. The claim process can be just as straightforward and as simple as buying a new insurance plan — you just need to follow these steps:

• Inform insurance company about the damage as soon as possible
• Take your car or bike to the nearest garage or get it towed
• Provide all relevant documents to the garage for when they speak to your insurer

What you’ll need

You’ll want to be sure you have all of the appropriate information available when you are speaking to the insurance company to make things easier for both parties. Some of the things you should have on hand when contacting your insurer include:

• Policy, engine, and chassis numbers
• Km reading of the car or bike
• Accident details like location and date/time of the accident

 

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