It always pays to have the information that is needed ready on hand. It will also help you know your health status in advance to ensure that you get access to the right policy. These are four questions that insurers tend to ask.

Health-related questions

During the underwriting process, you will undergo a couple of questions concerning your health. The reason why insurers ask this is to ensure that you are covered for any health ailments you might have.

Lifestyle-related questions

The healthier you are the better. Whether you partake in smoking, drinking, or adventure sports, these are all factors that can affect your life.

Beneficiaries you want to have covered for a funeral benefit

This tends to be a question that stumps many first-time applicants who have not yet started a family for a couple of seconds.

See Full Story at www.miwaylife.co.za