Drivers that own a home can pay cheaper car insurance premiums. Bundling car insurance with home insurance can help drivers save money on car insurance. Most insurers that sell car insurance policies are also selling home insurance policies.

Homeowners can save car insurance money through other methods, besides bundling like the following:

• Good credit score. Usually, homeowners have a better credit score than renters. The credit score is used by insurers to determine the insurance rates paid by a policyholder. Policyholders with a good credit score will pay less on their premiums than drivers with a poor credit score,
• Better neighborhood. Drivers that live in areas that are considered safe by insurers will pay less on their premiums. The ZIP code of a driver is very important for any insurer. Insurance companies will use the ZIP code to find out how many claims are in an area, vehicles theft ratio, number of break-ins, or acts of vandalism.

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