PRIVATE CAR

COMMERCIAL VEHICLE

1. Loss of use benefit: You can choose to take up this optional benefit with additional premium of $50+gst ($50 per day is claimable, up to maximum of five days when repair exceeds 3 days and more. Up to $250 per policy period.

1. Removal of Foreign Worker Excess: No more flat excess of $3000 for any authorized driver who is holding a foreign driving licence or holding a Work Permit/Special Pass issued by Ministry of Manpower.

2. Parallel Import (PI) vehicle: Any workshop plan is now available. If customer opts for Autosafe plan, all PI vehicles must be sent to our PI authorized workshops for any Own damage/windscreen repairs and all accident reporting.

2. Additional Excess of $3,000 for Young and Inexperienced Authorized Driver: Implementation of additional excess $3,000, on top of the Excess Applicable (as stated on quotation slip), for any authorized driver(s) who is below the age of 22 or possess a full driving licence for less than one year.

3. Waiver of Elderly Excess: No more Flat Excess of $2,000 for unnamed driver(s) who is 66 years old & above.

3. Option to increase Third-Party Property Damage (TPPD): Allow to increase coverage to $1million with an additional premium of $300+gst

4. Autosafe Discount for BMW 5-series and 7-series: Higher Autosafe discount given.

4. Option to buy NCD Protector: Allow to buy NCD protector with additional premium of $80+gst for
commercial vehicle, with maximum NCD of 20% only.

5. Insured age 29-30 years old: Rate reduction for insured within this age group

6. Waxier on claim loading: No loading for one claim which is $10,000 and below, within the past 12 months (For new customer only.)