The biopsy did not show the blisters to be infectious. After some improvement, Andrew was allowed to return home, but was told to rest for a further three weeks, or at least until the swelling subsided before allowing him to return to work.
The surgery and hospital charges amounted to SG$25,000. Andrew had no out-of-pocket expense as he was covered in full from his medical insurance, and furthermore, the hospital was paid direct.
Discovering a family member has a serious medical condition is traumatic enough. Finding out that treatment, cost of surgery, and hospitalisation is expensive will bring on an additional worry. One which could be avoided!
If you currently have medical insurance in place, revisit your policy annually to ensure you fully understand your coverage, or confide in a broker for a policy assessment. The service is free-of-charge and will provide you with peace of mind.
Navigating through an insurance policy product summary, exclusions and definitions associated with a medical policy is not only time consuming but confusing as well. Choosing the wrong plan, or worse, having no plan at all, can leave a family open to unnecessary financial risk and more disturbing, without prioritised access to medical care or emergency services as an expat living and working away from home.
When you confide in the guidance of an insurance broker, you alleviate your fear of the unknown. A licensed broker will guide you through available products best suited to your lifestyle, budget, and individual needs.
Your insurance broker will be well-equipped to educate you and advise in the field of expat medical insurance and understand the idiosyncrasies associated with complementary types of insurance such as travel, medical evacuation and repatriation, home, personal liability, maternity, dental, employee benefits (also known as group medical insurance), and be capable of guiding you through research, selection, and application to your preferred insurer and the claims process.
See full story at www.executivelifestyle.co
Leave a Reply