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Insurance tips to help you save money in the long run

31 October 2019 By admin Leave a Comment

Three not so boring insurance tips that can help you save in the long run.

Start as soon as you can

This is probably one of the tips that people drone on about, but there is a reason why. Insurers look at the level of risk you pose when giving you a premium. This is known as the underwriting process. The older you are the more likely it is for you to get sick or sustain a life-altering injury.

It’s all about the features

One of the common mistake people make when buying important things in life such as a house, car, or life insurance is to check the price only. However, it is the features of such items that matter the most. When it comes to life insurance, it is vital that you choose something that is not only suitable for your pockets but is sufficient to cover your loved ones.

Avoid the ‘set and forget’ method

A lot of things can change over the course of your life. Simply taking out a policy and paying it without constantly reviewing if it is still suitable for you can be a dangerous game to play. Not only will you find that you might be paying more than you should, but you will also realise that it may come with features that are no longer suitable for your lifestyle. For example, you may have insured yourself when you had no children or a spouse. It is important to read the fine print of your policy carefully along with the exclusions that come with it.

See Full Story at reviewonline.co.za

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